Balance Transfer
Flexible Loan Transfer with Easy Top-Ups
About Balance Transfer
Srajan Capital’s Balance Transfer (BT) enables you to transfer your loan from any other financial institution to Srajan Capital Limited. You can enjoy a reasonable top-up on your loan while transferring the loan to fulfill your financial requirements. BT loans are secured via a collateral which will help you unlock the true value of your assets. As the nature of the loan is secured, we are able to offer high loan amounts.
High loan top up amounts
Get the opportunity to avail high top loan amount on your existing loan.
Minimum documentation
Say goodbye to tedious paperwork. We ensure hassle-free experience with our simple documentation requirements.
Quick loan transfer process
Smooth procedures and speedy processing. Get easy disbursal of money.
Min. Loan amount
3 Lakhs
Loan tenure period from
5 years - 10 years
Interest Rate starting from
14.50%
Our Benefits
Quick Sanctions
With our quick appraisal process, you will not face any unnecessary challenges in your loan process.
No Hidden Charges
We believe in transparency. Hence, we take pride in a great loan experience, we will never impose any hidden charges other than our prescribed fees.
Minimum Documentation
Say goodbye to tedious paperwork. We wish to be your companions in every step of the way, and that includes helping you file all your paperwork.
Competitive Interest Rates
With our secured business loan we offer competitive and affordable interest rate in the market.
Documents Required for Balance Transfer
Proof of Identification
Voter Card, Aadhar Card, Valid Passport, Driving Licnese
Proof of Address
Voter Card, Aadhar Card, Valid Passport, Driving Licnese, Valid Rent agreement, Utility Bills in name of app/co-app
Income Proof
3 months salary slip, latest 6months bank statement, latest form 16/ ITR, Latest 1 year banking if Self employee
Property Papers
Copy of complete chain documents, Copy of agreement to sell (if executed), Copy of allotment letter (if applicable), Construction estimate
Other Documents
Statement of running loans, SOA/ Closure letter
Frequently asked questions (FAQ’s)
A Balance Transfer means, transferring your current loan from your existing finance institution to Srajan Capital. Balance Transfer can be availed on SME/MSME.
Balance transfer provides you with lower interest rates, it reduces your EMI amount. Along with that it enables to avail a top-up loan for your further needs.
Step 1: Submit loan application with all required documents for KYC, Income, Property title and Valuation.
Step 2: Official visits for Field Investigation, Personal Discussion & Tele-verification.
Step 3: After clearance of all queries related to Income, Property Title and valuation, the sanction decision is made.
Step 4: Submission of all requisite documents for disbursal, post verification the disbursal is made. All key internal processes are handled by a dedicated and knowledgeable in-house team to ensure your application is given due attention and to maintain the highest level of confidentiality.
Leave your details here.
Yes. You can prepay or part pay the loan, subject to terms & conditions specified as per your sanction letter.
Loan amount is subject to our credit assessment and internal rating.
Tenure options are subjected to the credit worthiness of an individual. Usually our loans have options ranging from 3 years - 10 years.
To get answers to process-related questions, please fill the form and our team will get in touch with you.