MSME Business Loan
Loan Against Property (LAP) for SME/MSMEs
About SME/MSME Loans
A SME/MSME loan (or Business Loan) from Srajan Capital will assist you scale your business by helping you meet all your financial requirements. Our SME/MSME loans are secured via a collateral which will help you unlock the true value of your assets. As the nature of the loan is secured, we are able to offer high loan amounts.
Loan for all needs
Use your property to fulfill your business requirement and goals.
Market value consideration
Our in-house experts evaluate your collateral’s market value on various metrics and get you the best offering against it.
Flexible repayment options
We provide easy repayment options including Easy Monthly Installments (EMIs).
Min. Loan amount
3 Lakh
Loan tenure period from
5 Years - 10 Years
Interest Rate starting from
15% per annum
Our Benefits
Quick Sanctions
With our quick appraisal process, you will not face any unnecessary challenges in your loan process.
No Hidden Charges
We believe in transparency. Hence, we take pride in a great loan experience, we will never impose any hidden charges other than our prescribed fees.
Minimum Documentation
Say goodbye to tedious paperwork. We wish to be your companions in every step of the way, and that includes helping you file all your paperwork.
Competitive Interest Rates
With our secured business loan we offer competitive and affordable interest rate in the market.
Documents Required for SME/MSME Loans
Proof of Identification
Voter Card, Aadhar Card, Valid Passport, Driving Licnese
Proof of Address
Voter Card, Aadhar Card, Valid Passport, Driving Licnese, Valid Rent agreement, Utility Bills in name of app/co-app
Income Proof
3 months salary slip, latest 6months bank statement, latest form 16/ ITR, Latest 1 year banking if Self employee
Property Papers
Copy of complete chain documents, Copy of agreement to sell (if executed), Copy of allotment letter (if applicable), Construction estimate
Other Documents
Statement of running loans, SOA/ Closure letter
Frequently asked questions (FAQ’s)
A Loan against property, as the name suggests is a loan that is secured against a residential or commercial property. For SME/MSME this loan can be availed for business expansion, inventory management, fulfill working capital needs, etc.,
Any individual, salaried or self-employed can avail Loan Against Property. The co-applicants can be partners or family.
You can mortgage various properties to avail a Loan. These could be: 1. Residential properties which are self-occupied or rented (Apartment, House, Flat etc) 2. Commercial properties such as shops, offices etc. 3. A piece of land or plot owned by you.
Step 1: Submit loan application with all required documents for KYC, Income, Property title and Valuation.
Step 2: Official visits for Field Investigation, Personal Discussion & Tele-verification.
Step 3: After clearance of all queries related to Income, Property Title and valuation, the sanction decision is made.
Step 4: Submission of all requisite documents for disbursal, post verification the disbursal is made. All key internal processes are handled by a dedicated and knowledgeable in-house team to ensure your application is given due attention and to maintain the highest level of confidentiality.
Leave your details here.
Yes. You can prepay or part pay the loan, subject to terms & conditions specified as per your sanction letter.
Loan amount is subject to our credit assessment and internal rating. We cap our SME/MSME loan amounts at 1 cr.
Tenure options are subjected to the credit worthiness of an individual. Usually our loans have options ranging from 5 years - 10 years.