Udyam Loan
Unsecured Business Loan for SME/MSMEs
About Udyam Loans
Whether you are expanding, innovating, or just require working capital, we have you covered! Udyam Loans or Unsecured SME/MSME loans (or Business loans) are short-term loans from Srajan Capital. Our SME/MSME loans are the financial boost you need to achieve your goals.
Quick Disbursal
We process the loans and disburse the loans within 48 hours of your documents submissions.
Minimum documentation
No tedious paperwork. We ensure hassle-free experience with our simple and minimal documents requirements.
Competitive Interest Rates
We provide extremely competitive interest rates based on the credit worthiness of the person and business.
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Max. Loan amount
15 Lakh
Loan tenure
3 months - 3 years
Interest Rate starting from
17.00%
Our Benefits
Quick Sanctions
With our quick appraisal process, you will not face any unnecessary challenges in your loan process.
No Hidden Charges
We believe in transparency. Hence, we take pride in a great loan experience, we will never impose any hidden charges other than our prescribed fees.
Minimum Documentation
Say goodbye to tedious paperwork. We wish to be your companions in every step of the way, and that includes helping you file all your paperwork.
Competitive Interest Rates
With our secured business loan we offer competitive and affordable interest rate in the market.
Documents Required for SME/MSME Loans
Proof of Identification
PAN Card, Aadhar Card, Valid Passport, Driving License.
Proof of Address
Voter card, Aadhar card, valid passport, driving license, valid rent agreement, utility bills in name of app/co-app.
Income Proof
6 months bank statement or latest form 16/ ITR, Latest 1 year banking if Self employee and/or GST turnover in the last 6 months.
Other Documents
Any further documentation required for further credit assessment.
Frequently asked questions (FAQ’s)
An Unsecured Business Loan, also known as Udhyam Loan, is a type of financing provided without requiring any collateral. This loan is designed to meet the working capital needs and expansion plans of SME/MSMEs.
The benefits of availing an Udhyam Loan include quick and easy access to funds without the need to pledge assets, flexible repayment options, minimal documentation, and faster processing times.
Loan amount is subject to our credit assessment and internal rating. We cap our Udhyam Loans loan amounts at 15 lakhs.
Tenure options are subjected to the credit worthiness of an individual. Usually our loans have options ranging from 3 years - 7 years.
The approval process for an Uydham Loan is typically quick, taking anywhere from 3 to 7 business days, provided all required documents are submitted and the applicant meets the eligibility criteria.
Leave your details here and a member of our team will be in touch with you.