Udyam Loan

Unsecured Business Loan for SME/MSMEs

About Udyam Loans

Whether you are expanding, innovating, or just require working capital, we have you covered! Udyam Loans or Unsecured SME/MSME loans (or Business loans) are short-term loans from Srajan Capital. Our SME/MSME loans are the financial boost you need to achieve your goals.

Quick Disbursal

We process the loans and disburse the loans within 48 hours of your documents submissions.

Minimum documentation

No tedious paperwork. We ensure hassle-free experience with our simple and minimal documents requirements.

Competitive Interest Rates

We provide extremely competitive interest rates based on the credit worthiness of the person and business.

Max. Loan amount

15 Lakh

Loan tenure

3 months - 3 years

Interest Rate starting from


Our Benefits

Quick Sanctions

With our quick appraisal process, you will not face any unnecessary challenges in your loan process.

No Hidden Charges

We believe in transparency. Hence, we take pride in a great loan experience, we will never impose any hidden charges other than our prescribed fees.

Minimum Documentation

Say goodbye to tedious paperwork. We wish to be your companions in every step of the way, and that includes helping you file all your paperwork.

Competitive Interest Rates

With our secured business loan we offer competitive and affordable interest rate in the market.

Documents Required for SME/MSME Loans

Proof of Identification

PAN Card, Aadhar Card, Valid Passport, Driving License.

Proof of Address

Voter card, Aadhar card, valid passport, driving license, valid rent agreement, utility bills in name of app/co-app.

Income Proof

6 months bank statement or latest form 16/ ITR, Latest 1 year banking if Self employee and/or GST turnover in the last 6 months.

Other Documents

Any further documentation required for further credit assessment.

Frequently asked questions (FAQ’s)

1What is an Udhyam Loan or Unsecured Business Loan?

An Unsecured Business Loan, also known as Udhyam Loan, is a type of financing provided without requiring any collateral. This loan is designed to meet the working capital needs and expansion plans of SME/MSMEs.

2What are the benefits of availing an Udhyam Loan?

The benefits of availing an Udhyam Loan include quick and easy access to funds without the need to pledge assets, flexible repayment options, minimal documentation, and faster processing times. 

3What is the maximum loan I can borrow?

Loan amount is subject to our credit assessment and internal rating. We cap our Udhyam Loans loan amounts at 15 lakhs. 

4What are my tenure options?

Tenure options are subjected to the credit worthiness  of an individual. Usually our loans have options ranging from 3 years - 7 years.

5How long does it take to get an Unsecured Business Loan approved?

The approval process for an Uydham Loan is typically quick, taking anywhere from 3 to 7 business days, provided all required documents are submitted and the applicant meets the eligibility criteria.

6How do I apply?

Leave your details here and a member of our team will be in touch with you.

Apply For Loan