Udyam Loan

Unsecured Business Loan for SME/MSMEs

About Udyam Loans

Whether you are expanding, innovating, or just require working capital, we have you covered! Udyam Loans or Unsecured SME/MSME loans (or Business loans) are short-term loans from Srajan Capital. Our SME/MSME loans are the financial boost you need to achieve your goals.

Quick Disbursal

We process the loans and disburse the loans within 48 hours of your documents submissions.

Minimum documentation

No tedious paperwork. We ensure hassle-free experience with our simple and minimal documents requirements.

Competitive Interest Rates

We provide extremely competitive interest rates based on the credit worthiness of the person and business.

Max. Loan amount

15 Lakh

Loan tenure

3 months - 3 years

Interest Rate starting from


Our Benefits

Quick Sanctions

With our quick appraisal process, you will not face any unnecessary challenges in your loan process.

No Hidden Charges

We believe in transparency. Hence, we take pride in a great loan experience, we will never impose any hidden charges other than our prescribed fees.

Minimum Documentation

Say goodbye to tedious paperwork. We wish to be your companions in every step of the way, and that includes helping you file all your paperwork.

Competitive Interest Rates

With our secured business loan we offer competitive and affordable interest rate in the market.

Documents Required for SME/MSME Loans

Proof of Identification

PAN Card, Aadhar Card, Valid Passport, Driving License.

Proof of Address

Voter card, Aadhar card, valid passport, driving license, valid rent agreement, utility bills in name of app/co-app.

Income Proof

6 months bank statement or latest form 16/ ITR, Latest 1 year banking if Self employee and/or GST turnover in the last 6 months.

Other Documents

Any further documentation required for further credit assessment.

Frequently asked questions (FAQ’s)

1What is Udyam Loan?

An Udyam Loan is a short-term unsecured business loan which can be used for various purposes including working capital requirements, business expansion, etc.,

2Who can avail this loan?

Any individual, who is self-employed can avail Udyam Loans. The co-applicants must be partners or family.

3What is the loan process?

Step 1: Submit loan application with all required documents including PAN Card Number, Udyam Certification (required), Bank Statement of last 6 months, ITR documents (if available), GST Turnover (if available).

Step 2: Within 72 hours, our team will assess your creditworthiness and reach out to you.

Step 3: If required, our team will reach out for more documentation, otherwise, your loan would be good to go! 

4How do I apply?

Access the loan application here.

5Is there a pre-payment or part-payment option for your product?

Yes, however, it is subjected to terms & conditions specified as per your sanction letter.

6What is the maximum loan I can borrow?

Currently, we only offer loans up till Rs. 50 lacs. The loan amount is subjected to our internal credit assessment.

7What are my tenure options?

Tenure options are subjected to the credit worthiness of an individual. Usually our loans have options ranging from 3 months - 3 years.

8Still have doubts?

To get answers to process-related questions, please fill the form and our team will get in touch with you.

Apply For Loan